HR Outsourcing · Alternatives
BEG HR outsourcing, powered by isolved, delivers certified HR professionals, a custom handbook, and a dedicated HR Business Partner tier while your company stays the only employer of your team.
Your monthly estimate on screen - no call required
Credit Where Due
Insperity is one of the most established names in co-employment, in the PEO business since the 1980s under its original Administaff name. Its pitch is white-glove: dedicated service teams, seasoned HR specialists, and a level of hands-on attention that most PEOs do not attempt.
The bundled benefits are a genuine draw. As a large PEO, Insperity can offer small and mid-sized companies access to large-group plan options through its master plans, along with workers compensation and employment practices liability coverage folded into the arrangement. For a company that wants a premium, full-service employment wrapper, Insperity delivers a polished version of it.
The honest question is not whether Insperity is good at what it does. It is whether what it does, co-employment, is the structure your company actually needs to get great HR.
The Trade-Off
These are traits of the co-employment model, not criticisms of Insperity specifically. Our PEO vs. HR outsourcing guide walks through the mechanics in full.
A PEO becomes the employer of record for tax and benefits purposes. Your people are administered under its structure, and that legal sharing is the foundation of everything else in the bundle.
The large-group benefits access runs through the PEO master plans. Your existing carriers, plan designs, and broker relationships generally do not survive the transition in.
A high-touch bundle is also a deep integration. The more of your employment infrastructure lives inside the PEO, the larger the project of ever taking it back.
Insperity pricing arrives after a sales process built around your census and risk profile. That is standard for full-service PEOs; it also means no number before the meeting.
Side by Side
| Factor | BEG HR Outsourcing | Insperity |
|---|---|---|
| Who employs your staff | You do, always | Co-employment: shared with the PEO |
| Benefits plans | Yours stay yours | Their master plans replace yours |
| Pricing visibility | Instant estimate on screen | Quote-gated |
| Depth of service | Certified HR team, dedicated partner tier | High-touch, bundled into co-employment |
| Platform | isolved | Insperity proprietary stack |
| Scope | HR support; payroll optional and separate | HR, payroll, and benefits bundled together |
| Exit friction | Stop the service; nothing to unwind | Unwind co-employment and replace benefits |
Honest Answer
If large-group benefits access is the deciding factor for recruiting in your market, and your team is already happily enrolled in Insperity plans, the co-employment trade may be worth it to you. Companies that consciously want a co-employer, with the shared employment administration that entails, are Insperity's actual market, and it serves that market well.
It also makes sense to stay through your current plan year rather than disrupt benefits mid-stream. Revisit the model at renewal, when a clean comparison is possible.
The BEG Alternative
BEG HR outsourcing, powered by isolved, comes in three plans. Essential is live answers from certified HR professionals. Expert adds the done-for-you compliance assets: custom handbook, posters, new hire packets, and leave administration guidance. Elite adds a dedicated HR Business Partner with monthly check-ins and proactive compliance alerts, the closest thing to Insperity's high-touch model without the co-employment. All for a fraction of the $60K-$100K an in-house HR hire costs. Full detail on the HR outsourcing overview.
Your monthly estimate on screen - no call required
Also weighing the other big PEOs? See the ADP TotalSource alternative and the Justworks alternative.
PEO certification status is verifiable through the IRS Certified Professional Employer Organization program.
Questions
No. BEG is HR outsourcing, powered by isolved. There is no co-employment and no employer-of-record change. Your company stays the sole employer, on your own EIN, with your own benefits plans.
Insperity has been doing co-employment for decades, pairs clients with dedicated service teams, and bundles large-group benefits access into the arrangement. It earns the premium label. The trade is the co-employment structure itself and pricing you only see after a sales process.
That is exactly what HR outsourcing is. BEG puts certified HR professionals, a custom handbook program, leave administration, and on the top plan a dedicated HR Business Partner behind your company, while your legal employment structure stays untouched.
Insperity pricing is quote-gated, so a sales conversation comes first. BEG shows a monthly estimate on screen after six questions, in about 90 seconds, then confirms exact pricing on a 15-minute call. We never quote a competitor dollar figure; theirs comes from them.
Because the PEO master plans belong to the PEO, exiting means placing benefits on your own again. With BEG that problem never recurs: your plans, carriers, and broker stay yours from day one, so there is nothing to unwind later.
Ready?
Answer a few questions, get your exact number in about 90 seconds. No call required, no commitment.
Your monthly estimate on screen - no call required
