HR Outsourcing · Alternatives

Like Rippling's software, but not the PEO layer underneath?

BEG HR outsourcing, powered by isolved, delivers certified HR professionals, a custom handbook, and a dedicated HR Business Partner tier while your company stays the only employer of your team.

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Not a PEONo co-employment ever
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Credit Where Due

What the Rippling PEO does well

Rippling built a genuinely modern HR and IT platform, and its PEO is offered as an add-on module layered on top of that software. For companies already running payroll, devices, and apps through Rippling, switching on the PEO module can feel like a natural extension of a system they already like.

The bundled benefits are a genuine draw. With the PEO module active, Rippling can offer companies access to group plan options through its master plans, along with workers compensation folded into the arrangement, all inside the same interface used for everything else. For a company that wants software-first convenience wrapped around a co-employment PEO, Rippling delivers a polished version of it.

The honest question is not whether Rippling built good software. It is whether the PEO layer underneath, co-employment, is the structure your company actually needs to get great HR.

The Trade-Off

Where the software-first PEO model pinches

These are traits of the co-employment model, not criticisms of Rippling specifically. Our PEO vs. HR outsourcing guide walks through the mechanics in full.

The employment relationship is shared

When the PEO module is on, Rippling becomes the employer of record for tax and benefits purposes. Your people are administered under its structure, and that legal sharing is the foundation of everything else in the bundle.

Benefits move to their plans

The group benefits access runs through the PEO master plans, not your own. Your existing carriers, plan designs, and broker relationships generally do not survive the transition in.

A slick interface does not change the structure

Modern software UX sits on top of the same co-employment mechanics as any other PEO. The interface is different; the legal and benefits trade-offs are not.

Pricing is quote-gated

Rippling PEO pricing arrives after a sales process built around your census and risk profile. That is standard for full-service PEOs; it also means no number before the meeting.

Side by Side

BEG HR outsourcing vs. the Rippling PEO

FactorBEG HR OutsourcingRippling PEO
Who employs your staffYou do, alwaysCo-employment when the PEO module is on
Benefits plansYours stay yoursTheir master plans replace yours
Pricing visibilityInstant estimate on screenQuote-gated
Depth of serviceCertified HR team, dedicated partner tierSoftware-first, PEO layered on as an add-on
PlatformisolvedRippling proprietary stack
ScopeHR support; payroll optional and separateHR, IT, payroll, and PEO benefits bundled together
Exit frictionStop the service; nothing to unwindUnwind co-employment and replace benefits

Honest Answer

Who should stay on the Rippling PEO

If your company is already deep in the Rippling ecosystem for IT and payroll, and group benefits access through its PEO module is the deciding factor for recruiting, the co-employment trade may be worth it to you. Companies that consciously want a co-employer, with the shared employment administration that entails, wrapped inside a single software platform, are that market, and Rippling serves it well.

It also makes sense to stay through your current plan year rather than disrupt benefits mid-stream. Revisit the model at renewal, when a clean comparison is possible.

The BEG Alternative

Real HR depth, no employment wrapper

BEG HR outsourcing, powered by isolved, comes in three plans. Essential is live answers from certified HR professionals. Expert adds the done-for-you compliance assets: custom handbook, posters, new hire packets, and leave administration guidance, plus support for talent acquisition and direct hire needs as you grow. Elite adds a dedicated HR Business Partner with monthly check-ins and proactive compliance alerts. All for a fraction of the $60K-$100K an in-house HR hire costs. Full detail on the HR outsourcing overview.

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Also weighing the other big PEOs? See the Deel PEO alternative and the Justworks alternative.

PEO certification status is verifiable through the IRS Certified Professional Employer Organization program.

Questions

Rippling PEO alternatives, answered

Is BEG a PEO like Rippling?

No. BEG is HR outsourcing, powered by isolved. There is no co-employment and no employer-of-record change. Your company stays the sole employer, on your own EIN, with your own benefits plans.

Is the Rippling PEO the same as Rippling the software platform?

Rippling is primarily an HR and IT software platform. The Rippling PEO is a co-employment add-on layered onto that platform. When the PEO module is switched on, the co-employment structure and bundled benefits apply the same way they would with any PEO.

Can I get modern HR software convenience without the co-employment?

That is exactly what HR outsourcing is. BEG puts certified HR professionals, a custom handbook program, leave administration, and on the top plan a dedicated HR Business Partner behind your company, running on the isolved platform, while your legal employment structure stays untouched.

How does BEG pricing compare to Rippling PEO pricing?

Rippling PEO pricing is quote-gated, so a sales conversation comes first. BEG shows a monthly estimate on screen after six questions, in about 90 seconds, then confirms exact pricing on a 15-minute call. We never quote a competitor dollar figure; theirs comes from them.

What happens to benefits when leaving the Rippling PEO?

Because the PEO master plans belong to the PEO, exiting means placing benefits on your own again. With BEG that problem never recurs: your plans, carriers, and broker stay yours from day one, so there is nothing to unwind later.

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