Managed Benefits · Kansas
Kansas is a mini-COBRA state: smaller employers must let departing employees keep group coverage under state law. BEG Managed Benefits, powered by isolved, runs the notices, elections, and premium tracking so the rules are handled. You keep your broker; we do the administration.
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Kansas Continuation, In Brief
| State law | Kan. Stat. Ann. section 40-2209 (group sickness and accident insurance; continuation and converted policies) |
| Employers covered | group sickness and accident (hospital/surgical/major medical) policies; used primarily by small employers with fewer than 20 employees not subject to federal COBRA |
| Maximum continuation | Up to 18 months |
| At 20 or more employees | Federal COBRA applies instead |
| Marketplace | Uses HealthCare.gov (federal marketplace; Kansas does not run its own state-based exchange). |
Source: Kansas statute and department of insurance (ksrevisor.gov). This page is general information, not legal advice.
Why It Lands On You
The Kansas rule reaches companies too small to have a benefits department, yet the notices, election windows, and premium tracking look a lot like federal COBRA. Miss a required notice and the exposure accrues per person. BEG Managed Benefits, powered by isolved, runs Kansas continuation the same way it runs enrollment: notices generated on the qualifying event, elections and payments tracked, and the clock watched so nothing slips. Your broker keeps advising you and placing coverage. We own the administration behind it.
Your monthly estimate on screen - no call required
See COBRA vs mini-COBRA, or return to the Managed Benefits overview.
Questions
Yes. Kansas has a state continuation, or mini-COBRA, law that lets employees of smaller companies keep group health coverage after a qualifying event, filling the gap below the federal COBRA threshold of 20 employees. group sickness and accident (hospital/surgical/major medical) policies; used primarily by small employers with fewer than 20 employees not subject to federal COBRA
Up to 18 months, subject to the state's early-termination rules such as non-payment of premium or becoming covered under another plan.
An employee, member, or covered dependent whose insurance is terminated for any reason (including discontinuance of the group policy) who was continuously insured for at least 3 months immediately before termination may continue coverage under the group policy for 18 months, with a conversion policy option at the end of the period.
No. Federal COBRA applies to employers with 20 or more employees, and the Kansas law covers the smaller groups federal COBRA does not reach. A company is generally subject to one or the other based on size.
The employer and insurer carry the notice and election duties, and the exposure accrues per person if they are missed. BEG Managed Benefits, powered by isolved, runs enrollment, notices, election tracking, and premium status in one system. You keep your broker; we do the administration.
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