Managed Payroll · Pay Stub Access

Pay stub services built on real payroll, not a fill-in-the-blank template.

Accurate gross-to-net breakdowns, employee self-service access, and state-specific compliance, generated from payroll BEG actually processed. Included in every managed payroll plan at $25-$45 PEPM.

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IncludedIn every BEG managed payroll plan
All 50States, compliant formatting
Digital + PaperEmployee self-service access

Bottom Line Up Front

Real pay stub services generate a stub from payroll that was actually processed and taxed, not a fabricated template. Several states legally require specific pay stub content. BEG includes accurate, state-compliant, self-service pay stub access in every managed payroll plan at $25-$45 PEPM.

The Basics

What are pay stub services, exactly?

Pay stub services produce the itemized wage statement employees receive each pay period, showing gross wages, deductions, and net pay. Provided correctly, that stub is generated as a byproduct of payroll that was actually run, not typed into a template after the fact.

Most searches for "pay stub services" surface two very different kinds of results: legitimate payroll providers, and standalone "pay stub generator" tools that let anyone type in a company name and income figure and print a document in minutes. Those are not the same product, and the difference matters more than most comparisons acknowledge.

Read This Before Using a Free Generator

Why is a cheap pay stub generator actually a compliance risk?

A free or cheap pay stub generator fabricates a document from whatever numbers a user enters, with no actual payroll, tax withholding, or employer verification behind it. Using that document to represent real income, for a loan, lease, or income verification, is a real fraud exposure for whoever presents it.

A legitimate pay stub is a record of payroll that already happened: wages calculated, taxes withheld, and money actually paid. A generated stub from a standalone tool skips all of that. It looks identical on the page, which is exactly the problem. Employers who allow employees to self-serve stubs from an unverified tool, or who use one internally to patch a payroll gap, are creating a document trail that does not match their actual tax filings, a mismatch that surfaces the moment a stub is compared against W-2 or 941 filings.

BEG pay stubs are generated exclusively from payroll actually processed for your company: real hours, real withholding, real net pay, matching what is filed and deposited.

State Compliance

Do states actually require specific pay stub content?

There is no federal law requiring pay stubs, but a majority of states do, and some specify exactly what must appear on every stub, down to itemized deduction categories and pay rate disclosure.

The federal Fair Labor Standards Act requires employers to keep payroll records such as hours worked and wages paid, but it does not require those records be distributed to employees as a pay stub. State law fills that gap, and requirements vary widely:

California

Requires an itemized statement with gross wages, total hours worked, all deductions, net wages, pay period dates, and applicable hourly rates, among other items.

California DIR: Pay Day requirements
Texas

Requires a written earnings statement each pay period showing pay rate, hours worked, and deductions; electronic stubs are permitted if employees can print them.

Texas Workforce Commission: wage statements
New York

Mandates a detailed wage statement with gross and net wages, deductions, pay basis, and applicable rates, provided with every payment of wages.

New York DOL: wage statement requirements

BEG tracks state-specific pay stub content requirements as part of standard managed payroll service, so your stub format stays compliant automatically as your workforce grows into new states.

What BEG Pay Stub Access Includes

What should you expect from real pay stub services?

Accurate gross-to-net breakdown

Every stub reflects the exact wages, withholding, and deductions actually processed for that pay period, not an estimate or a template.

Employee self-service access

Employees log in to view and download current and historical pay stubs on demand, without emailing HR or waiting on a request.

Digital and paper options

Digital access by default, with paper stubs available where state law or an individual employee requires a printed copy.

State-specific formatting

Stub content and layout adjusted automatically to meet the itemization rules of whatever state the employee works in.

Pay stub access is one part of what a full employer payroll provider handles. Comparing providers first? Read how to evaluate payroll companies, or see the full payroll outsourcing model.

Real Payroll, Real Stubs

A pay stub is only as accurate as the payroll behind it.

BEG pay stubs come from payroll actually run for your company, matching what is filed and deposited, not a form filled in after the fact.

See Your Number First

Pay stub access is included, not an add-on.

Get your exact managed payroll rate on screen in 90 seconds, no sales call required.

90 seconds. Your exact monthly and annual rate, on screen.

FAQ

Pay stub services, common questions

What is the difference between a pay stub generator and real pay stub services?

A pay stub generator fabricates a document from numbers you type in, with no actual payroll behind it. Real pay stub services produce a stub from wages your employer actually processed, withheld, and paid.

Is it legal to use a free pay stub generator?

Using a fabricated pay stub to misrepresent income, for a loan or lease application for example, can constitute fraud. Legitimate pay stub services only issue stubs tied to payroll that was actually run and taxes actually withheld.

Are employers required to provide pay stubs?

There is no federal requirement to issue pay stubs, but many states mandate it, and several specify exactly what information must appear on each stub.

Can employees access pay stubs digitally?

Yes. BEG provides employee self-service access to digital pay stubs, with paper available where state law or employee preference requires it.

What should a pay stub actually show?

At minimum: gross wages, itemized deductions, net pay, pay period dates, and hours worked where applicable. Several states require additional detail such as pay rate and employer address.

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